Changes to IRA Accounts 

The “SECURE Act” is effective beginning January 1, 2020.  In a law passed by Congress, it makes major changes in the way required minimum distributions in IRA and Roth IRAs are treated as you age and when they are inherited by your beneficiaries.  Prior to the SECURE Act, all owners of...

My stepfather (Andy) passed away just over three years ago.  Though he and my mom divorced many years ago, Andy and I remained very close.  We talked, if not every day, at least every week.  Andy was important in my life.  Through the years, he was at many important events: the birth of all three of my sons;...

One of my favorite artists is Tom Petty.  Recently, a friend of mine reminded me of a statement.  I and my friend, Russell, and our mutual friend, Lane, have hunted together for many years.  This year, as we prepared to go hunting again, we were making lists about what all we needed to get done.  Russell atta...

This year I was preparing my Christmas card list. As I went through the list from last year, there were so many changes because of friends, family members and clients passing away. It reminded me of an article I wrote over three years ago that I would like to share with you today. 

My best friends have been tw...

This time of the year fills our hearts with so many different emotions. May I share mine with you?


I know that in my younger days, there was a certain amount of dread about Christmas. It was a lot of hassle. As families from afar get together, I would ask myself: do I look like I’ve aged a lot, gotten fatter,...

Many families get together at Thanksgiving and Christmas. As a result, we as an elder care law firm get a lot of calls because adult children are “shocked” when they visit their parents during the holidays. The following is an article I wrote in 2014, but bears repeating now. 



It is sure easy to marginalize...

Medicare open enrollment sounds like a boring topic and many others have written on it. Some of you may be rolling your eyes just thinking about reading another article on Medicare.  But, let me tell you about the 45 minutes that ended up saving me thousands of dollars.

Last year I was “forced” into Medicare....

I am a guy.  We guys are notorious for refusing to ask for help.  I do not know if it is genetic, or learned.  I strongly suspect the latter, but I am not so sure.

Once my wife, my then three young sons, and I were hiking near a swollen creek in Colorado. I do not remember if it was my youngest son o...

A few weeks ago I was invited to a luncheon.  At the luncheon the featured speaker was Jim Blume, now living in the Denver area.  He was in Hays, Kansas to help support the funding of the “Stronger Forever Together” campaign for Developmental Services of Northwest Kansas, Inc. (DSNWK).  It was a fundraiser to...

I have a 22 month old grandson, Alex.  It seems like yesterday he was born.  Every time I see him he is different.  In late September of last year my wife and I got to keep Alex for a week while his parents were on a trip.  Then he was just a little over a year old.  We had a pretty good idea about what all h...