Changes to IRA Accounts 

The “SECURE Act” is effective beginning January 1, 2020.  In a law passed by Congress, it makes major changes in the way required minimum distributions in IRA and Roth IRAs are treated as you age and when they are inherited by your beneficiaries.  Prior to the SECURE Act, all owners of...

My stepfather (Andy) passed away just over three years ago.  Though he and my mom divorced many years ago, Andy and I remained very close.  We talked, if not every day, at least every week.  Andy was important in my life.  Through the years, he was at many important events: the birth of all three of my sons;...

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